Does GEMS cover abortion?

When considering healthcare options, particularly in sensitive areas like abortion, it’s essential to understand what your medical aid covers and what services are available in South Africa. For members of the Government Employees Medical Scheme (GEMS), there’s often a question: Does GEMS cover abortion services, and if so, what are the specifics?

In this blog post, we’ll answer this question and explore related information, such as the coverage limits, where to access abortion services, and other benefits available through GEMS.

Does GEMS Medical Aid Cover Abortion Services?

Yes, GEMS medical aid does cover abortion services in South Africa, but coverage is subject to the scheme’s rules and available benefits. GEMS members can access safe, professional abortion services at Marie Stopes clinics, a leading provider of reproductive health services in the country. GEMS partners with Marie Stopes to provide services, ensuring that members have access to a reliable network for reproductive healthcare.

It’s important to note, however, that coverage may vary depending on your specific plan within the GEMS scheme. Members should always consult their policy or contact GEMS directly to confirm coverage details.

Accessing Abortion Services in South Africa

In South Africa, abortion services are widely available and accessible, thanks to progressive healthcare policies. Here’s a breakdown of options for those who may need abortion services:

  1. Private Clinics: GEMS members can visit private clinics like Marie Stopes, where they’ll receive safe and confidential services. With GEMS coverage, abortion services at these clinics are available, but may come with specific plan-related terms or co-payment requirements.
  2. Public Healthcare Facilities: For those who prefer or need free services, abortion procedures are offered at no cost at government hospitals and clinics. Public facilities follow strict guidelines to ensure a safe and medically supervised experience.

By having access to both private and public options, women in South Africa can make a choice based on their needs, preferences, and budget.

Understanding the GEMS Maternity Programme

Beyond abortion services, GEMS offers comprehensive support for women during pregnancy and postpartum periods through its Maternity Programme. This programme includes:

  • Guidance and Education: Access to essential information on nutrition, fetal development, and general pregnancy care.
  • Advice and Support: Assistance from healthcare professionals, offering answers to any pregnancy-related questions and providing emotional support throughout the journey.
  • Postnatal Support: After delivery, the Maternity Programme offers continued support to new mothers, ensuring they receive help during the early days of motherhood.

What to Consider When Seeking Abortion Services Through GEMS

If you’re a GEMS member considering abortion services, here are some points to keep in mind:

  • Verify Your Plan Coverage: Since benefits can vary, check with GEMS to confirm the specific details related to abortion services in your plan.
  • Pre-Authorization: Some plans might require pre-authorization before accessing certain benefits, including abortion. Double-check if your procedure needs any pre-approval to avoid unexpected costs.
  • Understand Costs: Some GEMS plans may involve co-payments for private clinic services, while public healthcare facilities generally offer abortion services for free.

Legal Rights to Abortion in South Africa

Under South African law, the Choice on Termination of Pregnancy Act allows women of all ages to seek abortion services without the need for parental or partner consent, as long as they are within the first 12 weeks of pregnancy. Between 13 and 20 weeks, abortion is permitted under specific conditions, such as health risks or socio-economic reasons.

By supporting access to abortion services, GEMS is aligned with South African laws that empower women with the right to make choices about their reproductive health. This coverage reflects an understanding of the importance of safe, accessible abortion services in promoting overall health and well-being.


Overview of Public Universities in South Africa

Here's an overview of some public universities in South Africa, including general admissions requirements and estimated application periods. Keep in mind, specific program requirements and dates can vary significantly, so it's important to check each university's official website for the most current information.

University of Pretoria

  • Admissions Requirements: National Senior Certificate with minimum scores in specific subjects related to the chosen program; for international students, equivalent qualifications.
  • Application Period: Usually opens in March and closes at the end of July for most programs.

University of Cape Town

  • Admissions Requirements: National Senior Certificate with pass levels required for degree study; subject-specific requirements depending on the program.
  • Application Period: Application opens in April and closes at the end of July.

Stellenbosch University

  • Admissions Requirements: National Senior Certificate with required marks; some programs have additional testing.
  • Application Period: Opens in March and typically closes at the end of June.

University of the Witwatersrand

  • Admissions Requirements: Matriculation certificate with university exemption; required scores vary by faculty.
  • Application Period: Begins in March and ends on the 30th of September.

University of Johannesburg

  • Admissions Requirements: Matric exemption with a minimum APS score; specific subject requirements based on the faculty.
  • Application Period: Opens in April and generally closes by the 30th of September.

University of the Free State

  • Admissions Requirements: National Senior Certificate with specific marks for the program applied to; additional requirements for certain courses.
  • Application Period: Typically opens in April and closes at the end of August.

University of Venda

  • Admissions Requirements: Completion of the National Senior Certificate with an endorsement for diploma or degree studies; specific APS scores needed.
  • Application Period: Usually from May to September.

University of Fort Hare

  • Admissions Requirements: National Senior Certificate with university exemption; certain programs may have specific requirements.
  • Application Period: Opens around May and closes at the end of September.

University of the Western Cape

  • Admissions Requirements: National Senior Certificate with specific performance levels; additional requirements for certain programs.
  • Application Period: Generally from May to September.

North-West University

  • Admissions Requirements: National Senior Certificate with university exemption; program-specific requirements may apply.
  • Application Period: Opens in March and usually closes by the end of August.

Rhodes University

  • Admissions Requirements: National Senior Certificate or equivalent; minimum academic performance in certain subjects.
  • Application Period: Applications open in April and close at the end of September.

Nelson Mandela University

  • Admissions Requirements: National Senior Certificate with required scores for chosen programs; portfolio or additional tests for some faculties.
  • Application Period: Opens in April, with a deadline at the end of August for most programs.

Cape Peninsula University of Technology

  • Admissions Requirements: National Senior Certificate with specific scores; additional requirements for certain courses.
  • Application Period: Opens in May and typically closes by the end of September.

University of Limpopo

  • Admissions Requirements: Senior Certificate with endorsement for diploma or degree courses; specific APS scores for different programs.
  • Application Period: From April to September.

University of Zululand

  • Admissions Requirements: National Senior Certificate with an endorsement for bachelor’s degree studies; specific score requirements for various programs.
  • Application Period: Usually between April and November.

Central University of Technology

  • Admissions Requirements: National Senior Certificate with specific scores for the chosen field of study; additional criteria for certain programs.
  • Application Period: Application period generally starts in May and ends in October.

Vaal University of Technology

  • Admissions Requirements: National Senior Certificate with a pass that qualifies for admission to bachelor’s degree, diploma, or higher certificate programs.
  • Application Period: Typically from May to September.

Walter Sisulu University

  • Admissions Requirements: National Senior Certificate with required scores for chosen programs; additional criteria for certain faculties.
  • Application Period: From April to September.

This list provides a starting point for understanding the admissions landscape across South Africa's diverse higher education institutions. Given the variability in programs and requirements, it's crucial to consult each university's website for the most accurate and up-to-date information.