M-Sure is a South African company offering a variety of financial products designed to protect your car and finances in the event of unexpected breakdowns or accidents. This guide provides a comprehensive overview of M-Sure’s services, how they work, and the benefits they offer.
What Does M-Sure Offer?
M-Sure specializes in two main areas:
- Mechanical Breakdown Warranty: M-Sure offers various warranty plans that cover the repair or replacement of specific car components in case of mechanical or electrical failure.
- Financial Protection Products: M-Sure provides products like Credit Shortfall Cover and Deposit Cover to help manage the financial burden associated with car ownership.
M-Sure’s Mechanical Breakdown Warranty
M-Sure’s warranties provide peace of mind by covering the cost of repairs due to mechanical or electrical breakdowns. Here’s what you need to know:
- Types of Warranties: M-Sure offers a range of warranty options with varying coverage levels. These may cover specific components (e.g., engine and gearbox) or more comprehensive coverage for a wider range of parts.
- New vs. Used Cars: Warranties are available for both new and used cars, with coverage options tailored to the vehicle’s age and mileage.
- Claim Process: In the event of a breakdown, you’ll need to contact M-Sure and take your car to an approved repairer within their network. M-Sure will authorize the repairs based on your warranty coverage.
Benefits of M-Sure’s Mechanical Breakdown Warranty
- Peace of mind: Knowing you’re covered for unexpected repairs can reduce stress and financial burden.
- Reduced repair costs: The warranty covers the cost of parts and labor for covered repairs, saving you money.
- Network of approved repairers: M-Sure works with a network of qualified repairers for a streamlined repair process.
M-Sure’s Financial Protection Products
M-Sure offers financial products to help manage the financial impact of car ownership:
- Credit Shortfall Cover: This covers the difference between your outstanding car finance balance and the insurance payout if your car is written off (declared a total loss) due to an accident, theft, or other covered events.
- Deposit Cover: This product assists you in covering the shortfall if your car is written off and you need a deposit for a new vehicle.
Benefits of M-Sure’s Financial Protection Products
- Financial security: Protects you from a significant financial burden if your car is written off.
- Easier access to a new car: Deposit Cover helps bridge the gap for a new car purchase if your previous one is written off.
How to Get M-Sure
You can typically obtain M-Sure products through:
- Car Dealerships: Many dealerships offer M-Sure warranties and financial protection products as part of their vehicle sales packages.
- Independent Brokers: Insurance brokers may also offer M-Sure products as an add-on to your car insurance policy.
- Directly from M-Sure: You can contact M-Sure directly to inquire about their products and obtain quotes.
Important Considerations Before Choosing M-Sure
- Read the fine print: Carefully review the terms and conditions of any M-Sure warranty or financial protection product before purchasing. Understand what’s covered, exclusions, claim procedures, and any limitations.
- Compare options: Compare M-Sure’s offerings with warranties and financial products from other providers to ensure you’re getting the best coverage for your needs and budget.
- Existing car insurance: Review your existing car insurance policy to avoid overlapping coverage and potential redundancy.
M-Sure Contact Information
- Website: https://www.m-sure.co.za/solutions/warranties/
- Phone: 0860 927 726
Conclusion
M-Sure offers a variety of valuable products to protect your car and finances. By understanding their offerings and carefully considering your needs, you can make an informed decision about whether M-Sure is the right choice for you. Remember, it’s always wise to compare options and read the terms and conditions thoroughly before purchasing any warranty or financial protection product.
Overview of Public Universities in South Africa
Here's an overview of some public universities in South Africa, including general admissions requirements and estimated application periods. Keep in mind, specific program requirements and dates can vary significantly, so it's important to check each university's official website for the most current information.
University of Pretoria
- Admissions Requirements: National Senior Certificate with minimum scores in specific subjects related to the chosen program; for international students, equivalent qualifications.
- Application Period: Usually opens in March and closes at the end of July for most programs.
University of Cape Town
- Admissions Requirements: National Senior Certificate with pass levels required for degree study; subject-specific requirements depending on the program.
- Application Period: Application opens in April and closes at the end of July.
Stellenbosch University
- Admissions Requirements: National Senior Certificate with required marks; some programs have additional testing.
- Application Period: Opens in March and typically closes at the end of June.
University of the Witwatersrand
- Admissions Requirements: Matriculation certificate with university exemption; required scores vary by faculty.
- Application Period: Begins in March and ends on the 30th of September.
University of Johannesburg
- Admissions Requirements: Matric exemption with a minimum APS score; specific subject requirements based on the faculty.
- Application Period: Opens in April and generally closes by the 30th of September.
University of the Free State
- Admissions Requirements: National Senior Certificate with specific marks for the program applied to; additional requirements for certain courses.
- Application Period: Typically opens in April and closes at the end of August.
University of Venda
- Admissions Requirements: Completion of the National Senior Certificate with an endorsement for diploma or degree studies; specific APS scores needed.
- Application Period: Usually from May to September.
University of Fort Hare
- Admissions Requirements: National Senior Certificate with university exemption; certain programs may have specific requirements.
- Application Period: Opens around May and closes at the end of September.
University of the Western Cape
- Admissions Requirements: National Senior Certificate with specific performance levels; additional requirements for certain programs.
- Application Period: Generally from May to September.
North-West University
- Admissions Requirements: National Senior Certificate with university exemption; program-specific requirements may apply.
- Application Period: Opens in March and usually closes by the end of August.
Rhodes University
- Admissions Requirements: National Senior Certificate or equivalent; minimum academic performance in certain subjects.
- Application Period: Applications open in April and close at the end of September.
Nelson Mandela University
- Admissions Requirements: National Senior Certificate with required scores for chosen programs; portfolio or additional tests for some faculties.
- Application Period: Opens in April, with a deadline at the end of August for most programs.
Cape Peninsula University of Technology
- Admissions Requirements: National Senior Certificate with specific scores; additional requirements for certain courses.
- Application Period: Opens in May and typically closes by the end of September.
University of Limpopo
- Admissions Requirements: Senior Certificate with endorsement for diploma or degree courses; specific APS scores for different programs.
- Application Period: From April to September.
University of Zululand
- Admissions Requirements: National Senior Certificate with an endorsement for bachelor’s degree studies; specific score requirements for various programs.
- Application Period: Usually between April and November.
Central University of Technology
- Admissions Requirements: National Senior Certificate with specific scores for the chosen field of study; additional criteria for certain programs.
- Application Period: Application period generally starts in May and ends in October.
Vaal University of Technology
- Admissions Requirements: National Senior Certificate with a pass that qualifies for admission to bachelor’s degree, diploma, or higher certificate programs.
- Application Period: Typically from May to September.
Walter Sisulu University
- Admissions Requirements: National Senior Certificate with required scores for chosen programs; additional criteria for certain faculties.
- Application Period: From April to September.
This list provides a starting point for understanding the admissions landscape across South Africa's diverse higher education institutions. Given the variability in programs and requirements, it's crucial to consult each university's website for the most accurate and up-to-date information.