Momentum Medical Insurance

Momentum Health4Me is an employer-driven medical insurance solution crafted to address the healthcare needs of South Africa’s workforce. Recognizing the high costs associated with traditional medical schemes, Momentum designed Health4Me to offer accessible, essential healthcare benefits to employees, keeping both costs and coverage flexible. By providing access to a range of day-to-day health services and major medical event coverage, Health4Me contributes to healthier employees, reduced absenteeism, and increased loyalty and productivity within companies.

Momentum Health4Me Eligibility and Requirements

Health4Me is designed for employees earning less than R40,000 per month and requires at least five employees within an employer group to qualify. Both employers and employees gain from this arrangement, as it reduces staff turnover, improves company loyalty, and creates a healthier, more reliable workforce.

Typical Costs and Waiting Periods for Health Insurance in South Africa

Healthcare costs vary by plan type and coverage extent, as shown below:

  • Hospital Plan with Savings: ~R8,067 (family of three)
  • Income-based Plan: ~R8,595
  • Semi-comprehensive Plan: ~R11,952
  • Comprehensive Plan: ~R18,182

Momentum Health4Me’s pricing is designed to be affordable for employer groups, particularly in industries where healthcare benefits are not typically available due to cost.

Waiting Periods: For new members, a three-month general waiting period applies before accessing certain benefits. Additionally, a 12-month waiting period may be implemented for specific medical conditions.

Downloadable Resources

For more details on Health4Me’s offerings and how it can support your organization, download the 2024 Health4Me Marketing Brochure.

Waiting Periods for Claims

Momentum applies a 3-month general waiting period for new members, during which they cannot claim benefits. Additionally, there may be a 12-month waiting period for pre-existing conditions, a standard practice in the industry to manage risk and maintain affordability.

Conclusion: Health4Me – A Practical Healthcare Solution for South African Employers

Momentum Health4Me stands out as a sustainable, affordable medical insurance solution for employer groups across South Africa. By prioritizing both day-to-day healthcare access and major medical event coverage, Health4Me offers a comprehensive package that boosts productivity, reduces absenteeism, and enhances employee loyalty.

Overview of Public Universities in South Africa

Here's an overview of some public universities in South Africa, including general admissions requirements and estimated application periods. Keep in mind, specific program requirements and dates can vary significantly, so it's important to check each university's official website for the most current information.

University of Pretoria

  • Admissions Requirements: National Senior Certificate with minimum scores in specific subjects related to the chosen program; for international students, equivalent qualifications.
  • Application Period: Usually opens in March and closes at the end of July for most programs.

University of Cape Town

  • Admissions Requirements: National Senior Certificate with pass levels required for degree study; subject-specific requirements depending on the program.
  • Application Period: Application opens in April and closes at the end of July.

Stellenbosch University

  • Admissions Requirements: National Senior Certificate with required marks; some programs have additional testing.
  • Application Period: Opens in March and typically closes at the end of June.

University of the Witwatersrand

  • Admissions Requirements: Matriculation certificate with university exemption; required scores vary by faculty.
  • Application Period: Begins in March and ends on the 30th of September.

University of Johannesburg

  • Admissions Requirements: Matric exemption with a minimum APS score; specific subject requirements based on the faculty.
  • Application Period: Opens in April and generally closes by the 30th of September.

University of the Free State

  • Admissions Requirements: National Senior Certificate with specific marks for the program applied to; additional requirements for certain courses.
  • Application Period: Typically opens in April and closes at the end of August.

University of Venda

  • Admissions Requirements: Completion of the National Senior Certificate with an endorsement for diploma or degree studies; specific APS scores needed.
  • Application Period: Usually from May to September.

University of Fort Hare

  • Admissions Requirements: National Senior Certificate with university exemption; certain programs may have specific requirements.
  • Application Period: Opens around May and closes at the end of September.

University of the Western Cape

  • Admissions Requirements: National Senior Certificate with specific performance levels; additional requirements for certain programs.
  • Application Period: Generally from May to September.

North-West University

  • Admissions Requirements: National Senior Certificate with university exemption; program-specific requirements may apply.
  • Application Period: Opens in March and usually closes by the end of August.

Rhodes University

  • Admissions Requirements: National Senior Certificate or equivalent; minimum academic performance in certain subjects.
  • Application Period: Applications open in April and close at the end of September.

Nelson Mandela University

  • Admissions Requirements: National Senior Certificate with required scores for chosen programs; portfolio or additional tests for some faculties.
  • Application Period: Opens in April, with a deadline at the end of August for most programs.

Cape Peninsula University of Technology

  • Admissions Requirements: National Senior Certificate with specific scores; additional requirements for certain courses.
  • Application Period: Opens in May and typically closes by the end of September.

University of Limpopo

  • Admissions Requirements: Senior Certificate with endorsement for diploma or degree courses; specific APS scores for different programs.
  • Application Period: From April to September.

University of Zululand

  • Admissions Requirements: National Senior Certificate with an endorsement for bachelor’s degree studies; specific score requirements for various programs.
  • Application Period: Usually between April and November.

Central University of Technology

  • Admissions Requirements: National Senior Certificate with specific scores for the chosen field of study; additional criteria for certain programs.
  • Application Period: Application period generally starts in May and ends in October.

Vaal University of Technology

  • Admissions Requirements: National Senior Certificate with a pass that qualifies for admission to bachelor’s degree, diploma, or higher certificate programs.
  • Application Period: Typically from May to September.

Walter Sisulu University

  • Admissions Requirements: National Senior Certificate with required scores for chosen programs; additional criteria for certain faculties.
  • Application Period: From April to September.

This list provides a starting point for understanding the admissions landscape across South Africa's diverse higher education institutions. Given the variability in programs and requirements, it's crucial to consult each university's website for the most accurate and up-to-date information.