If you’re searching for reliable, value-for-money car insurance in South Africa, OUTsurance offers a variety of options tailored to your needs, whether for personal or business use. Known for customer-centric policies and benefits like the OUTbonus, guaranteed premiums, and emergency roadside assistance, OUTsurance comprehensive car insurance might be just what you need to stay protected on the road.
Comprehensive Car Insurance: What’s Included?
OUTsurance’s comprehensive car insurance plan ensures your vehicle is protected against various risks, including:
- Accidental damage and theft or intentional damage caused by someone else.
- Natural disasters such as storms, fires, earthquakes, and more.
- Coverage for liability to other people’s property.
- 24/7 roadside assistance through the Help@OUT service, ensuring help is only a phone call away.
With these inclusions, you can feel confident that both you and your vehicle are covered against unexpected risks.
The OUTsurance OUTbonus: Rewards for Safe Driving
OUTsurance stands out with its OUTbonus reward, which offers up to 10% of your paid premiums back after three consecutive claim-free years. This is a significant incentive for those who practice safe driving, providing actual cash back that you can spend however you like.
How to Get a Car Insurance Quote from OUTsurance
OUTsurance offers a quick and straightforward quoting process to provide tailored coverage based on your unique needs. You’ll be asked a series of questions designed to determine factors that could affect your premium, such as:
- Car usage: Business or personal.
- Parking location: Whether you park in a secure or high-risk area.
- Personal driving habits: If you work from home or use public transportation frequently.
This customized approach helps ensure you don’t end up paying for unnecessary coverage, allowing you to save on your monthly premiums.
Factors that Impact Your Car Insurance Quote
Car insurance quotes can vary based on factors that include:
- Location: Living in a high-crime or high-accident area may increase your premiums. You could lower your premium by adding a tracking device or other security features.
- Driving history: A history of accidents or recent driving license acquisition may affect your insurance costs.
- Vehicle type: More expensive or modified vehicles typically carry higher premiums due to the increased cost of repairs or replacement.
- Business use: Cars used for business purposes may face higher premiums due to increased on-road time and potential risk.
OUTsurance is committed to providing competitive premiums without compromising on coverage. In fact, they’ll even pay you R500 if they can’t beat your current premium for like-for-like coverage—or R1,500 if you’ve been claim-free for three years with your current insurer.
Why Choose OUTsurance Comprehensive Car Insurance?
With OUTsurance, you can expect more than just standard coverage. Here’s a quick overview of key benefits:
- Fixed excess: Manageable, fixed excess payments, giving you greater financial predictability.
- Guaranteed premiums: 12-month fixed premiums, so you won’t experience sudden price hikes.
- Emergency assistance: Access Help@OUT, an app-based service that dispatches 24/7 roadside assistance.
- Lost or stolen keys: Coverage for lost or damaged keys at no additional cost.
Switch to OUTsurance Today!
With OUTsurance, switching to a comprehensive insurance plan that saves you money and offers peace of mind is simple. Whether you’re looking to secure coverage for a new car, reduce your premium, or maximize your rewards, OUTsurance’s personalized service and exceptional benefits make it a top choice.
Ready to Get Started?
Start your car insurance journey with OUTsurance today by requesting a quick, no-obligation quote. It only takes a few minutes and could result in monthly savings. Protect your investment with comprehensive coverage that prioritizes your safety and rewards responsible driving!
FAQ
Is roadside assistance included with OUTsurance car insurance?
Yes, OUTsurance provides 24/7 roadside assistance through their Help@OUT service, ensuring help is available anywhere in South Africa.
What is the OUTbonus?
The OUTbonus is a cash reward OUTsurance offers to clients who remain claim-free for three years, providing up to 10% of your premiums back.
Does OUTsurance offer coverage for natural disasters?
Yes, OUTsurance comprehensive car insurance covers damage caused by natural disasters like storms, fires, and earthquakes.
Overview of Public Universities in South Africa
Here's an overview of some public universities in South Africa, including general admissions requirements and estimated application periods. Keep in mind, specific program requirements and dates can vary significantly, so it's important to check each university's official website for the most current information.
University of Pretoria
- Admissions Requirements: National Senior Certificate with minimum scores in specific subjects related to the chosen program; for international students, equivalent qualifications.
- Application Period: Usually opens in March and closes at the end of July for most programs.
University of Cape Town
- Admissions Requirements: National Senior Certificate with pass levels required for degree study; subject-specific requirements depending on the program.
- Application Period: Application opens in April and closes at the end of July.
Stellenbosch University
- Admissions Requirements: National Senior Certificate with required marks; some programs have additional testing.
- Application Period: Opens in March and typically closes at the end of June.
University of the Witwatersrand
- Admissions Requirements: Matriculation certificate with university exemption; required scores vary by faculty.
- Application Period: Begins in March and ends on the 30th of September.
University of Johannesburg
- Admissions Requirements: Matric exemption with a minimum APS score; specific subject requirements based on the faculty.
- Application Period: Opens in April and generally closes by the 30th of September.
University of the Free State
- Admissions Requirements: National Senior Certificate with specific marks for the program applied to; additional requirements for certain courses.
- Application Period: Typically opens in April and closes at the end of August.
University of Venda
- Admissions Requirements: Completion of the National Senior Certificate with an endorsement for diploma or degree studies; specific APS scores needed.
- Application Period: Usually from May to September.
University of Fort Hare
- Admissions Requirements: National Senior Certificate with university exemption; certain programs may have specific requirements.
- Application Period: Opens around May and closes at the end of September.
University of the Western Cape
- Admissions Requirements: National Senior Certificate with specific performance levels; additional requirements for certain programs.
- Application Period: Generally from May to September.
North-West University
- Admissions Requirements: National Senior Certificate with university exemption; program-specific requirements may apply.
- Application Period: Opens in March and usually closes by the end of August.
Rhodes University
- Admissions Requirements: National Senior Certificate or equivalent; minimum academic performance in certain subjects.
- Application Period: Applications open in April and close at the end of September.
Nelson Mandela University
- Admissions Requirements: National Senior Certificate with required scores for chosen programs; portfolio or additional tests for some faculties.
- Application Period: Opens in April, with a deadline at the end of August for most programs.
Cape Peninsula University of Technology
- Admissions Requirements: National Senior Certificate with specific scores; additional requirements for certain courses.
- Application Period: Opens in May and typically closes by the end of September.
University of Limpopo
- Admissions Requirements: Senior Certificate with endorsement for diploma or degree courses; specific APS scores for different programs.
- Application Period: From April to September.
University of Zululand
- Admissions Requirements: National Senior Certificate with an endorsement for bachelor’s degree studies; specific score requirements for various programs.
- Application Period: Usually between April and November.
Central University of Technology
- Admissions Requirements: National Senior Certificate with specific scores for the chosen field of study; additional criteria for certain programs.
- Application Period: Application period generally starts in May and ends in October.
Vaal University of Technology
- Admissions Requirements: National Senior Certificate with a pass that qualifies for admission to bachelor’s degree, diploma, or higher certificate programs.
- Application Period: Typically from May to September.
Walter Sisulu University
- Admissions Requirements: National Senior Certificate with required scores for chosen programs; additional criteria for certain faculties.
- Application Period: From April to September.
This list provides a starting point for understanding the admissions landscape across South Africa's diverse higher education institutions. Given the variability in programs and requirements, it's crucial to consult each university's website for the most accurate and up-to-date information.