Sanlam’s Funeral Cover ensures that your family won’t have to face financial strain while arranging a dignified farewell. This cover helps manage funeral costs and other once-off final expenses, providing peace of mind during a difficult period.
Sanlam Funeral Cover offers personalized plans to meet the unique needs of every family. With flexible options, you can cover yourself, your spouse, and even over 20 family members under one policy. Here are some of the key features and benefits that make Sanlam Funeral Cover a solid choice for South African families:
- Up to R100,000 cover: Both you and your spouse can be covered for a maximum of R100,000 each.
- Family coverage: Sanlam’s Value Funeral Plan allows you to cover up to 22 individuals, ensuring that your loved ones are protected.
- Children are covered for life: This includes biological and adopted children, providing long-term security for your family.
- Quick claim process: Most funeral claims are paid within just four hours, ensuring that the funds are available when you need them most.
- No waiting period: If you previously had a funeral plan, you can get immediate cover without a waiting period.
- Accidental death benefits: Sanlam offers triple accident cover, providing extra protection in unforeseen circumstances.
Affordable Premiums Starting from R58
Sanlam Funeral Cover is accessible to South Africans from all walks of life, with premiums starting as low as R58 per month. This affordability means you can provide your family with essential coverage without breaking the bank.
Simplified Claims Process
Sanlam understands that during times of grief, a complex claims process is the last thing anyone needs. The claims process is streamlined to be as simple as possible, with claims typically paid out within four hours once all necessary documentation (such as a completed claim form and death certificate) is submitted. In the unfortunate event of your passing, the payout goes directly to your beneficiaries or estate.
Premium Holidays and Flexibility
Sanlam offers additional support to ensure that your family remains covered during tough times. If you suffer a permanent disability, you can remain covered for a specified period without paying premiums. Similarly, if you fall pregnant or become unemployed, you can pause your policy for up to 12 months. There are also options to keep your family covered for up to six months if you pass away before age 65.
For Sanlam Indie clients, there’s even the option to skip a premium payment if necessary. Although the coverage will be adjusted temporarily, this flexibility allows you to manage your finances without losing your protection.
Inflation-Adjusted Cover
Sanlam ensures your funeral cover remains valuable over time by automatically adjusting your policy for inflation. This guarantees that your coverage will still be sufficient in the future when your family needs it most.
Cashback and Wealth Bonuses
One of the standout features of Sanlam Funeral Cover is the cashback or Wealth Bonus, especially if you buy the policy online. This benefit allows you to receive a portion of your premiums back, helping to reward you for maintaining your coverage over the years.
Get Advice from Sanlam Experts
Personalized funeral cover options are available through Sanlam advisers, who can help you choose the best plan for your family’s needs. They ensure you understand all your options and provide guidance in making the right decision.
Conclusion
Sanlam Funeral Cover is designed with your family’s financial well-being in mind, providing comprehensive and affordable funeral insurance. With customizable options, quick payouts, and added benefits like premium holidays and cashback, Sanlam offers a trusted solution for South African families.
Overview of Public Universities in South Africa
Here's an overview of some public universities in South Africa, including general admissions requirements and estimated application periods. Keep in mind, specific program requirements and dates can vary significantly, so it's important to check each university's official website for the most current information.
University of Pretoria
- Admissions Requirements: National Senior Certificate with minimum scores in specific subjects related to the chosen program; for international students, equivalent qualifications.
- Application Period: Usually opens in March and closes at the end of July for most programs.
University of Cape Town
- Admissions Requirements: National Senior Certificate with pass levels required for degree study; subject-specific requirements depending on the program.
- Application Period: Application opens in April and closes at the end of July.
Stellenbosch University
- Admissions Requirements: National Senior Certificate with required marks; some programs have additional testing.
- Application Period: Opens in March and typically closes at the end of June.
University of the Witwatersrand
- Admissions Requirements: Matriculation certificate with university exemption; required scores vary by faculty.
- Application Period: Begins in March and ends on the 30th of September.
University of Johannesburg
- Admissions Requirements: Matric exemption with a minimum APS score; specific subject requirements based on the faculty.
- Application Period: Opens in April and generally closes by the 30th of September.
University of the Free State
- Admissions Requirements: National Senior Certificate with specific marks for the program applied to; additional requirements for certain courses.
- Application Period: Typically opens in April and closes at the end of August.
University of Venda
- Admissions Requirements: Completion of the National Senior Certificate with an endorsement for diploma or degree studies; specific APS scores needed.
- Application Period: Usually from May to September.
University of Fort Hare
- Admissions Requirements: National Senior Certificate with university exemption; certain programs may have specific requirements.
- Application Period: Opens around May and closes at the end of September.
University of the Western Cape
- Admissions Requirements: National Senior Certificate with specific performance levels; additional requirements for certain programs.
- Application Period: Generally from May to September.
North-West University
- Admissions Requirements: National Senior Certificate with university exemption; program-specific requirements may apply.
- Application Period: Opens in March and usually closes by the end of August.
Rhodes University
- Admissions Requirements: National Senior Certificate or equivalent; minimum academic performance in certain subjects.
- Application Period: Applications open in April and close at the end of September.
Nelson Mandela University
- Admissions Requirements: National Senior Certificate with required scores for chosen programs; portfolio or additional tests for some faculties.
- Application Period: Opens in April, with a deadline at the end of August for most programs.
Cape Peninsula University of Technology
- Admissions Requirements: National Senior Certificate with specific scores; additional requirements for certain courses.
- Application Period: Opens in May and typically closes by the end of September.
University of Limpopo
- Admissions Requirements: Senior Certificate with endorsement for diploma or degree courses; specific APS scores for different programs.
- Application Period: From April to September.
University of Zululand
- Admissions Requirements: National Senior Certificate with an endorsement for bachelor’s degree studies; specific score requirements for various programs.
- Application Period: Usually between April and November.
Central University of Technology
- Admissions Requirements: National Senior Certificate with specific scores for the chosen field of study; additional criteria for certain programs.
- Application Period: Application period generally starts in May and ends in October.
Vaal University of Technology
- Admissions Requirements: National Senior Certificate with a pass that qualifies for admission to bachelor’s degree, diploma, or higher certificate programs.
- Application Period: Typically from May to September.
Walter Sisulu University
- Admissions Requirements: National Senior Certificate with required scores for chosen programs; additional criteria for certain faculties.
- Application Period: From April to September.
This list provides a starting point for understanding the admissions landscape across South Africa's diverse higher education institutions. Given the variability in programs and requirements, it's crucial to consult each university's website for the most accurate and up-to-date information.