Sanlam Life cover

Sanlam Life Cover is designed to ease the financial burden on your family should you pass away unexpectedly. It provides a once-off, tax-free lump sum that can be used to cover various expenses, including:

  • Funeral Costs: Ensuring a dignified farewell.
  • Estate Administration Costs: Covering legal and administrative fees.
  • Outstanding Debts: Paying off loans, credit cards, and other debts.
  • Daily Living Expenses: Supporting your family’s ongoing financial needs.

Key Features of Sanlam Life Cover

  • Age Limit: Policyholders must be between 18 and 60 years old when taking out the policy. Family members can be added to the funeral benefit from 0 to 85 years old.
  • Flexible Payout Options: Beneficiaries can receive the payout as a lump sum or combined with spouse and children’s pensions.
  • Additional Benefits: Options include funeral insurance, spouse’s insurance, terminal illness insurance, and accident insurance.

Benefits of Sanlam Life Cover

  1. Financial Security: Provides a safety net for your family, ensuring they are not financially burdened after your death.
  2. Tax-Free Payout: The lump sum payment is tax-free, maximizing the benefit to your beneficiaries.
  3. Comprehensive Coverage: Covers a wide range of expenses, from funeral costs to daily living expenses.
  4. Additional Benefits: Includes options like funeral support and burial repatriation, Universal Education Protector benefit, and terminal illness insurance.

How to Apply for Sanlam Life Cover

Applying for Sanlam Life Cover is straightforward. Here’s what you need to do:

  1. Contact Sanlam: Reach out to the Sanlam Client Care Centre at 021 916 5000 or 0860 SANLAM (0860 726 526), or send an email to life@sanlam.co.za.
  2. Prepare Required Documents: You will need a copy of your South African ID, proof of residential address, and proof of income (last three months’ payslips or bank statements).
  3. Consult a Financial Advisor: Discuss your needs and get a personalized quote based on your risk profile and coverage requirements.

Additional Information

Sanlam also offers a range of group life insurance products designed to provide financial support to employees’ families. These include:

  • Funeral Insurance: Assists with burial and transport costs.
  • Spouse’s Insurance: Provides cover for an employee’s spouse.
  • Accident Insurance: Covers death or physical injury due to an accident.
  • Terminal Illness Insurance: Pays out if the insured is diagnosed with a terminal illness and has less than six months to live.

Conclusion

Sanlam Life Cover offers comprehensive protection to ensure your loved ones are financially secure in the event of your death. With flexible options and additional benefits, Sanlam provides a robust solution to meet your life insurance needs

Overview of Public Universities in South Africa

Here's an overview of some public universities in South Africa, including general admissions requirements and estimated application periods. Keep in mind, specific program requirements and dates can vary significantly, so it's important to check each university's official website for the most current information.

University of Pretoria

  • Admissions Requirements: National Senior Certificate with minimum scores in specific subjects related to the chosen program; for international students, equivalent qualifications.
  • Application Period: Usually opens in March and closes at the end of July for most programs.

University of Cape Town

  • Admissions Requirements: National Senior Certificate with pass levels required for degree study; subject-specific requirements depending on the program.
  • Application Period: Application opens in April and closes at the end of July.

Stellenbosch University

  • Admissions Requirements: National Senior Certificate with required marks; some programs have additional testing.
  • Application Period: Opens in March and typically closes at the end of June.

University of the Witwatersrand

  • Admissions Requirements: Matriculation certificate with university exemption; required scores vary by faculty.
  • Application Period: Begins in March and ends on the 30th of September.

University of Johannesburg

  • Admissions Requirements: Matric exemption with a minimum APS score; specific subject requirements based on the faculty.
  • Application Period: Opens in April and generally closes by the 30th of September.

University of the Free State

  • Admissions Requirements: National Senior Certificate with specific marks for the program applied to; additional requirements for certain courses.
  • Application Period: Typically opens in April and closes at the end of August.

University of Venda

  • Admissions Requirements: Completion of the National Senior Certificate with an endorsement for diploma or degree studies; specific APS scores needed.
  • Application Period: Usually from May to September.

University of Fort Hare

  • Admissions Requirements: National Senior Certificate with university exemption; certain programs may have specific requirements.
  • Application Period: Opens around May and closes at the end of September.

University of the Western Cape

  • Admissions Requirements: National Senior Certificate with specific performance levels; additional requirements for certain programs.
  • Application Period: Generally from May to September.

North-West University

  • Admissions Requirements: National Senior Certificate with university exemption; program-specific requirements may apply.
  • Application Period: Opens in March and usually closes by the end of August.

Rhodes University

  • Admissions Requirements: National Senior Certificate or equivalent; minimum academic performance in certain subjects.
  • Application Period: Applications open in April and close at the end of September.

Nelson Mandela University

  • Admissions Requirements: National Senior Certificate with required scores for chosen programs; portfolio or additional tests for some faculties.
  • Application Period: Opens in April, with a deadline at the end of August for most programs.

Cape Peninsula University of Technology

  • Admissions Requirements: National Senior Certificate with specific scores; additional requirements for certain courses.
  • Application Period: Opens in May and typically closes by the end of September.

University of Limpopo

  • Admissions Requirements: Senior Certificate with endorsement for diploma or degree courses; specific APS scores for different programs.
  • Application Period: From April to September.

University of Zululand

  • Admissions Requirements: National Senior Certificate with an endorsement for bachelor’s degree studies; specific score requirements for various programs.
  • Application Period: Usually between April and November.

Central University of Technology

  • Admissions Requirements: National Senior Certificate with specific scores for the chosen field of study; additional criteria for certain programs.
  • Application Period: Application period generally starts in May and ends in October.

Vaal University of Technology

  • Admissions Requirements: National Senior Certificate with a pass that qualifies for admission to bachelor’s degree, diploma, or higher certificate programs.
  • Application Period: Typically from May to September.

Walter Sisulu University

  • Admissions Requirements: National Senior Certificate with required scores for chosen programs; additional criteria for certain faculties.
  • Application Period: From April to September.

This list provides a starting point for understanding the admissions landscape across South Africa's diverse higher education institutions. Given the variability in programs and requirements, it's crucial to consult each university's website for the most accurate and up-to-date information.